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Judy Capps
REALTOR®
(910) 988-3967

1023 1st Street , Surf City, NC 28445

$1,100,000
  • 1023 1st Street , Surf City, NC 28445 Main Photo

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Active
BEDS3 BATHS2 full 1 partial SQUARE FEET1,440 MLS#100584283
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONOld Settlers Beach SCHOOLOnslow

Property Description

Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation.Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation.Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located under the house--ideal for storing coastal gear, working on projects, or hosting guests. Thoughtful updates throughout include new flooring, newer appliances, upgraded fixtures, crown molding, beadboard with chair rail, and custom plantation shutters, creating a fresh and inviting coastal aesthetic.This home is also equipped with valuable system upgrades: stainless steel propane tankless water heater, propane heating, thermal doors, LED lighting, security system, and a generator for added peace of mind.Outdoors, the attention to detail continues with a cargo lift, metal roof, storm shutters, Trex decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level areas as you unwind after a day on the water, taking in the salty breeze and stunning sunset views.The neighborhood offers a peaceful blend of permanent residents and occasional weekend homeowners, with minimal noise or traffic--even during peak season. Water pressure has remained consistently strong, and the surrounding homes are lightly used, contributing to a quiet, relaxed environment.This property has been exceptionally cared for and has provided a wonderful experience for its owners. A solid, well-maintained coastal home with features you won't find anywhere else. Don't miss your chance to own this Topsail Island paradise.

1023 1st Street | MLS# 100584283

This single family home located at 1023 1st Street , Surf City, NC 28445 is currently listed for sale with an asking price of $1,100,000. This property was built in 1992 and has 3 bedrooms and 2 full and 1 partial baths with 1440 sq. ft. 1st Street is located in the Old Settlers Beach subdivision within the Onslow school district. Search Old Settlers Beach real estate on jcapps.townsendrealestate.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s), Heat Pump
Heating: Propane, Heat Pump
Lot Size: 0.15 Acres
Roof Type: Metal
Stories: 1.0
Year Built: 1992

Amenities

Walk-in Closet(s)
High Ceilings
Whole-Home Generator
Kitchen Island
Elevator
Ceiling Fan(s)
Pantry
Walk-in Shower
Blinds/Shades
Walk-In Closet(s)
Shutters - Board/Hurricane
Outdoor Shower
Irrigation System
Storm Doors
Thermal Doors

Feature Descriptions

Accessibility: Accessible Elevator Installed
Appliances: Gas Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range, Generator
Association Amenities: Waterfront Community, None
Door Features: Thermal Doors, Storm Door(s)
Exterior: Vinyl Siding, Wood Frame
Fencimg: Chain Link, Partial, Back Yard, Front Yard
Flooring: LVT/LVP, Carpet
Laundry: Laundry Room
Lot: Dead End, Front Yard, Boat Slip, Boat Dock, Boat Lift, Deeded Waterfront, Navigable Water, Water Depth 4+
Lot Dimensions: irregular
Other Equipment: Generator
Parcel#: 801-203
Parking: Attached, Covered, Lighted, Off Street, On Site, Paved
Parking Notes: Attached, Covered, Lighted, Off Street, On Site, Paved
Patio/Porch: Covered, Deck, Enclosed, Patio, Porch, Screened, Wrap Around, Rear Porch
Security: Security Lights, Smoke Detector(s)
Sewer: Municipal Sewer, Surf City
Special View Info: Canal, ICW, Marsh, Sound, Water
Utilities: Sewer Connected, Water Connected
Water: Public
Water Features: Boat Lift, Canal Front, Deeded Waterfront, Water Depth 4+
Window: Skylight(s), Storm Window(s)

Local Schools

High School: Dixon
Middle School: Dixon
Elementary School: Coastal
School District: Onslow

Listed By / Shown By

Listed By

Agency Name: REAL Broker LLC
Agency Phone: 919-348-2585

Shown By

Agent Name: Judy Capps
Agent Phone: (910) 988-3967
Agency Title: Townsend Real Estate

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Estimated Payment

$ 2,768.96 per month $2,448.12 Principal & Interest $0.00 Property Tax (data not provided by mls) $320.83 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/03/2026. The listing information on this page last changed on 07/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 07/03/2026 2:05:46 PM EST) or HIVE MLS (last updated Fri 07/03/2026 1:59:41 PM EST) or Fayetteville MLS (last updated Fri 07/03/2026 2:03:37 PM EST). Real estate listings held by brokerage firms other than Townsend Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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